Want to get rich certainly?

or not 'get rich quickly'?

If you knew for certain you would be wealthy in 2 - 5 years, how would that feel?

You can try all the get rich scams on the internet if you like,

but if you act on this offer in the mean time you will get rich, maybe not overnight but you will get rich!

I Struggled for years trying to make money, real money. It seemed like it was impossible, like it was them (the rich people) and us... and there was nothing you could do about it.

Well deep down I knew that wasn't true but this feeling would surface every now and then because it would suddenly hit me, how hopelessly unwealthy I was.

Every door seemed closed and every idea I had was flawed. I was working in a factory as a wage slave, coming home tired and spending my money faster than I had earned it, probably to relieve the pain of working all week.

That was before I discovered a way to creating and growing wealth from nothing!

Today I have a property portfolio worth over £1 million pounds or $1.6 million dollars, this took me 2 years to build in the middle of the worst recession for 50 years!

I have been running my own business for 4 years and now I am making money through online ventures too.

Life is good.

My children now have everything they need and my wife works part-time while I plan and invest in our future which grows positively around us.

This system will make you rich even if you start with nothing!

While I was undergoing this transformation I discovered the book and film - The Secret.. have you seen or read it?

This talks about the law of attraction and how if you focus on what you want coupled with positive energy and the right surroundings you can actually achieve whatever you want. I started to take notice as I agreed with the principles here, obviously action must be taken but your motivation for taking action comes naturally when you get organised and get focused on the job at hand.

That was the key, Sustained and Unwavering Focus!

But I was easily distracted!

I had spreadsheets with different plans in, each one could make me wealthy but there was only me, I couldn't possibly do all of them, not enough time for one thing. I soon forgot about most of these spreadsheets hidden away in folders and files on my computer. I would start a strategy and in the mean time think of three more, I was losing focus.

So the result was that I was never properly focused on one plan, so none of these plans panned out in their entirety, just parts of them which was still ok, I was making money but the point was there was no consistency. I still managed to do some great deals in my haphazard way but I know with the right help and particularly the right tools I could be much more successful much more quickly!

Like every tradesman, you are only as good as your tools allow you to be!

I decided that I needed one place to have all of these ideas and plans and the most important things staring me in the face, forcing my focus, guiding my journey........Some sort of 'magic' software tool that would hold all of my plans and ideas and goals and vision boards and affirmations, plus some clever tools for forecasting wealth, all in one place!

Is this you?

You set some goals on a spreadsheet or a word doc somewhere or even on a special piece of software you bought, you enjoyed that process but the spreadsheets, docs or the software doesn't get looked at that much?

And / Or

You made some plans how to grow some money with investments on a spreadsheet or maybe you made several plans (if you are like me) and the same thing happens here, you enjoy creating the plans and get excited but hey they just gather dust somewhere in your file system.

As I am a software developer I decided to design a program suited especially for creating and managing your wealth growth. I could see there were certain tools already in the market place but to be fair these were a bit wishy washy for me. They were not the big picture, the whole deal, they were missing critical tools. Tools I used on a daily basis.

There were other tools too, purely financial ones, these were very stuffy and intricate, lots of detail, lots of hard work and no real creative sections at all!

Also, did they address the real meat question, how can you get rich?

I wanted a mix of creative visualization tools and some simple and effective finance tools all in one place.

Have you ever heard of the 80/20 principle?

Well this tool only includes the 20% of the tools available which give the 80% of the results! That's how I see it, these are the bits you need, and when you have them together and enjoy using them and enjoy watching your wealth grow and your goals achieved then hey you wont stop using this tool.

I am an investor as well as a software developer. Investing is crucial to building wealth as certain things go up in value over time. I like property and yes there has been a crash but that can be good news for you if you are buying, surely!

Precious metals are rising in value as the economies of the world struggle. Art, Fine Wines and classic cars can all be passions as well as investments. Following a passion is easier than trying hard to earn money so think about that too. For me travelling to different places to look at investments is a fun day at the office!

Are you still reading?

Well I know how hard it is, who should you believe after all? Maybe someone who has walked the walk as well as talked it. Anyway lets carry on..

So my sure way to becoming rich, really isn't about my 'magic' software tool I created, it is about 2 things.

 

Here they are:

1. Net Income

and

2. Net Worth

That is it!

Once the penny drops you are on the road to wealth, believe me!

You do not need my software product for this!

Its just that without it, you will have to figure out what I figured out in the last 4 years about creating wealth and the significance of these two importnat things.

Once you get it though, you do become confident. For the first time in your life you actually believe you can become wealthy or even rich, that is a good, good feeling, especially if you have been struggling for a long time, that is a great feeling!

It doesn't matter what you are earning either, not at all!

You can start from nothing!

Most people have nothing...at the end of the month anyway!

Most people live from month to month, from payslip to payslip or benefit cheque to benefit cheque.

Most of us are uneducated in terms of managing money, in fact the subject actually bores most of us to death! We think of banks and IFA's and insurance...YUKKO! What a turn off!

Or we have been conditioned to think that money is the root of all evil, it should be that greed is the root of all evil. Money is what we use to trade goods and services. If the world has become a better place through man's invention then why can't we enjoy it, why should we feel guilt and remain in poverty because of it? Greed has nothing to do with success. Greed is like the child who wont share any of his toys and the other children have nothing. Again this has nothing to with success, yours or mine!

You making money does not deprive the next man of his money. Wealth is actually created out of thin air you know! Think of a piece of land that no-one wants to buy, it has a low worth, nobody wants it, nobody desires it. In ten years houses or commercail premises have popped up all around the area this land is in and now it seems everyone would like to buy it. What do you think happened to the value? Yes it went up, so wealth was created really out of nothing. Perhaps the owner sold it for a million but bought it for five thousand.

Now let me explain if you don't already know, what exactly these 2 terms, 'Net Income' and 'Net Worth', actually mean in terms of building wealth.

Forgive me if you think I am teaching you to suck eggs (as supposedly that's so obvious!) but it is a simple point that does get lost.

So here's an example:

Fred is 25 and takes home £2000 a month but his expenses are £1500. He has £500 left which he normally blows on going out, clothes, and nik naks. He drives a decent car. He lives in a decent house. From the outside everything looks great!

Tom is 25 and takes home £1200 a month, he works hard labouring. He has a dream and he has done some research. His outgoings are £500 a month. He doesn't have a car and lives in a house share so all his bills are taken care of. From the outside Tom looks pretty humble. Tom probably spends about £200 on going out, socialising, etc.

The main difference here is that Tom has £500 left every month. After a year Tom has £6000 in his account.

Here is what Tom did.

He bought a 3 bed flat for £50k, Paid a 10% deposit of £5000. The flat needed some work inside, it needed decorating and updating in a couple of areas. Tom moved in, and got to work. Within a month he had re-decorated the place and got a new carpet and replaced the kitchen cupboard doors. The place looked amazing. Tom paid legal fees of about £1000 and with his next pay cheque he had £500 spare and didn't go out so much so he could afford the spare bits he needed.

As soon as Tom moved in he advertised for two room mates at £300 per month incl bills.

His mortgage payment was £190 @ about 5%. His bills for a month worked out to £75, total £265.

When his new flat mates had moved in Tom was up about £635 per month to what he has getting before (he too used to pay £300 in rent). So now Tom could save £1135 per month.

In 6 months Tom bought another flat, this time he rented it to a family and made about £350 per month, he was happy where he was. He also decided to refinance his first flat which valued for £70,000. He took out a 90% mortgage(£63k) at 4.5%. This means the bank sent his conveyancer £63k, the conveyancer paid off the previous mortgage (45k) and sent the balance to Tom. A cool £18k. His new mortgage was £236 so a little up from before (£46 up) but with that sort of capital Tom could make some bigger moves. And so it goes on.

In 5 years time Tom Has bought 12 properties on top of his flat giving him an income of £3600 (£300 each roughly) fully let. In fact Tom has given up his day job and works part time in the pub he now owns. He is looking at buying a sandwich retail unit next and is eyeing some gold investments.

Tom has a Net worth of £400,000 from a portfolio worth £1 million plus and a Net income (after expenses)of about £4500 per month. He saves about £3500 per month into his investment account. Its easy to see how Toms success is taking off.

Fred however has been living life in the fast lane in his job, a little burnt out at 30 and desperately looking for a magic formula online or anywhere else Fred is tied to his job. His high mortgage and loan payments dictate that he works in his job with no end in sight. Fred has had some great times but still at 30 he has nothing left at the end of each month.

If Fred were to leave or lose his job tomorrow he would be bankrupt within 3 months. From the outside things still look the same, it looks like Fred is doing great, but Fred is realising he is trapped. Ok he has a pay rise but after the new car again that money is soon wiped out. His Net worth is his equity in his house £30,000. His Net income is about £1000 per month after all expenses but again this goes on nights out, activities and clothes (Nik Naks).

So Net Income can feed an investment which in turn can feed both Net income and Net Worth making them and your wealth grow!

Net worth is the value of all assets owned after all debts.

Net Income is the monthly income after all expenses are paid.

So back to Fred and Tom.

What happens when these two men decide to start a family?

Its a familiar story, and expenses just seem to go up don't they? The only way to combat it is to invest in assets so that they too go up in value but having moderate expenses is also key. If you can invest in income producing assets then you can get an improving income too! If Fred cut his expenses he could achieve the same as Tom in the next 5 years.

Not many people have what Tom has. A vision, yes, but Tom also had an unwavering focus on the job at hand. This is hard to do, a lot harder than you imagine. There are set backs but most of all the distractions from normal life stop your plans dead, not everything is smooth but if you have a clear vision and focus on your path and what you will achieve then anything is possible, you just need a little helping hand.

Now this is where my software tool comes in

It is a focusing and management tool, somewhere to keep all your plans, visions and also somewhere to track your progress, forecast cashflow and growth and somewhere to set your goals. This is your office, somewhere the secret entrepreneur can keep his or her valuable data and plans. All of your dreams and wishes are here too, it all blends together and screams at you to act and make these things real.

About me, I am a mix of both Fred and Tom. I have a family, I had high expenses but luckily I earned good money too. But boy do I wish I had kept my expenses low, I could have made so much more money by now! Everything is good in hindsight.

So my journey was hard, I too own a million pound portfolio of property, I have good income too but I have been through the mill. Why do all the same mistakes as me when you can avoid them easily?

Use this incredible software tool to:

Set SMART Goals – Specific, Measurable, Attainable, Realistic and Timely and you will achieve them!



Manage and track Net worth and Net income, the two most important points!



Forecast Growth and Cashflow to clearly to predict your profits from different business or investing plans



Vision boards , create and export vision boards for your wall or just view them on screen. A vision board will remind you of the things that mean a lot you and why you are pursuing your goals.

And thats not all!

Create affirmations slide shows or mind movies with sound tracks! This really gets you in the zone with your fav' music pumping out to your chosen images in a slide show format.



Set Aims – What are your overall aims in life, these are more abstract than Goals and they are the big picture of your lifestyle and your loved ones.



see at a glance your wealth growing progress on the homepage and a summary of other pages activity



Set Rewards – Rewarding yourself is very important, what experience or thing do you really want to do or have?



Simple video tutorial for each screen!



Link to recommendations products and training on the support website - educate yourself to wealth!

It's simple, this software will give you the business partner you want and need but wont have to pay. This tool is an investment to yourself and your future, YOU! This isn't just some sales ploy, this will make a difference. The price is miniscule compared to what you will earn with it's help. In fact I am so confident that this tool will improve your wealth by the cost alone within a week that I will give you a full refund if it does not. Once you enter your data and see how you can improve your monthly balance then you will realise that even without earning any extra money yet you have already made back the cost of the software by exposing either expenses you do not want or need or some other thing you are doing that is causing a loss where you can create or save more money.

Even better once you apply a plan or strategy to the software and start recording your progress with goal setting and forecasting you will actually start to gain momentum and see your life change magically as you start to actually do and experience the things you really want to do in life and gain the freedom of wealth. Learn how to make great investments and create new income streams from the member website.

We even have an affiliate program so you can make an income promoting this software to people you know or by putting it on your website or social network!

You have everything you need to start your new life focus... in a nutshell!

This can be your key to success. Will you use it?

With the FiVibe wealth tool, you will use it daily to build up your goals, you play with figures to see the outcomes of certain plans, you create vision boards of what you truly want to experience or receive, Add music to slide shows and trance out to the images and music of your choice further strengthening the emotional bond, that desire to attract those things to your life.

Taking action is essential but only deep emotional feelings can provide the drive and determination needed. That is why the law of attraction does work, if you are attracted toward something, you have a desire for it and motivation to do something about it. It is hard to believe in a world of Nay sayers that you can achieve anything you want. Try keeping your plans to yourself a bit so no negative energy can disrupt your flow. FiVibe will keep you in the Zone and on the right Vibe.

By attaining wealth you give yourself more choices and opportunities in life.

This is what it is really all about!

The building of wealth is one thing, but here you have a balance, WHEN you have wealth, just what LIFE do you want?

There are many ways to grow wealth through businesses, investing, online, buying and selling but to do this you need a plan.

If you don't know the first thing about investing or strategies for investing then dont worry there is plenty of content out there. You do need to be careful though as much of it may not be relevant or could be just rubbish. I recommend certain products on the FiVibe members website, in fact that page is open to everyone but you can rest assured you are not alone in beginning with investing. Click here to see materials on how you can get strategies and ideas on growing wealth and riches

Email support is available here at any time too, glad to help!

Now just one thing left...

Take some action!